Artem Lalaiants is the Founder and CEO of RiskSeal with 10+ years in fintech and deep expertise in alternative credit risk scoring. Fraudsters used to exploit a lack of signals. Today, they exploit ...

Learn how credit analysis can assess a company's ability to meet its debt obligations, evaluate default risk, and determine ...

Credit losses represent a significant area of focus in financial statement audits. As economic conditions fluctuate and accounting standards evolve, auditors face increasing challenges in evaluating ...

Artem Lalaiants is the Founder and CEO of RiskSeal with 10+ years in fintech and deep expertise in alternative credit risk scoring. In digital lending, the first risk decision isn’t about ...

CRTs have changed since the financial crisis. But the eventual credit cycle turn is likely to show again that weaker banks' CRT use merely transformed, but did not eliminate, risk, writes Jill Cetina.

Running a small business involves handling many responsibilities at once, including managing risk. Every business faces threats that could disrupt operations, affect finances or lead to legal ...

The global financial crisis of 2008-09 led to tightening of capital standards for banks. That, in turn, led to loans to small- and middle-market companies becoming unattractive to banks, shutting out ...