Here's how you can use the Roth conversion ladder to access retirement funds penalty free at 57 and why you should consider it.

Stream Connecticut News for free, 24/7, wherever you are. Roth individual retirement account conversions are a popular way to reduce future levies on pretax 401(k) or IRA withdrawals — and you can ...

Many people worry about how to access retirement money early without penalties, especially if income is changing or ...

If you’ve spent years maxing out a 401(k) or traditional IRA, most of your wealth may be sitting behind a wall you cannot touch without a penalty until age 59½. There is a strategy to work around that ...

Tue, March 31, 2026 at 6:52 PM UTC Let's say a couple retires at 63 with $2 million in a traditional 401(k) and has no RMDs for a decade. Their taxable income is low, and that window is the most ...

High-income earners can use tax-deferred accounts like Solo 401(k)s—allowing $72,000 annual contributions—and Mega Backdoor Roth strategies to shift income from 32-35% tax brackets to lower brackets ...

One reason is that Roth IRAs can help you save money on taxes, especially if you anticipate being in a higher tax bracket in the future. A strategy called a Roth conversion ladder can help with more ...

Joel Johnson talks about how retirees can keep more of their legacy in the family in May 24's Better Money. Connecticut offers a variety of activities and events for residents to enjoy over the ...