Did you know there are eight types of car insurance? Some are required by law and vary depending on where you live, while others are optional. We’ll break down each type to help you figure out which ...

Collision insurance covers repair or replacement costs for your car after an accident, regardless of fault. It's typically required if you lease or finance your vehicle. Understanding your deductible ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

In early 2026, overall car insurance rates averaged $2,297 annually. A full-coverage policy, which includes comprehensive and ...

Between 2026 and 2025, the average premium rose 18% to $1,084 for six months of coverage. And drivers with accidents, ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Eric's career includes extensive work in both public and corporate accounting with ...